Fees & Cancellation Policy

1. No Advance Fees

We do not charge any advance or upfront payment as a condition to enquire, apply, or receive a sanction offer. You will never be asked to pay a fee before you have seen written, sanctioned loan terms.

2. Enquiries & Eligibility Checks

Initial enquiries and eligibility checks are free of charge and are not subject to any fee.

3. Processing Fees

Where a processing fee applies to a sanctioned loan, it will be clearly disclosed in your written sanction letter/loan agreement before you sign, along with how and when it is collected (typically deducted from the disbursed amount or billed as part of the agreed schedule — never collected separately in advance).

4. Cancellation Before Disbursal

You may withdraw your application at any point before signing the loan agreement and before disbursal, at no cost. If any processing fee was collected prior to disbursal for a case that is subsequently cancelled, it will be refunded in full within 7–10 business days, less any third-party verification costs already incurred and disclosed to you.

5. After Disbursal

Once a loan is disbursed, repayment follows the schedule in your signed loan agreement. Foreclosure/prepayment terms, if applicable, will be specified in that agreement.

6. How to Reach Us

For any question about fees, or to cancel an in-progress application, contact us at venkateshwaraassociates.office@gmail.com or +91 98845 72881.