/* ===== Design tokens ===== */
:root {
  --navy: #0f3d3e;
  --navy-dark: #0a2b2c;
  --ink: #16232a;
  --muted: #5b6b70;
  --line: #e4e9e8;
  --bg: #ffffff;
  --bg-soft: #f6f9f8;
  --accent: #1fa855;
  --accent-dark: #158a44;
  --accent-soft: #e8f7ee;
  --radius: 14px;
  --shadow: 0 8px 30px rgba(15, 61, 62, 0.08);
  --maxw: 1120px;
  font-size: 16px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; overflow-x: hidden; }

body {
  margin: 0;
  font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { color: var(--navy); overflow-wrap: break-word; word-break: break-word; }
p, li, h1, h2, h3, h4 { overflow-wrap: break-word; word-break: break-word; }
.container {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 24px;
}

/* Grid children must be allowed to shrink below their content's natural width,
   otherwise a long unbroken string (e.g. an email address) forces the whole
   grid track to overflow the viewport on narrow screens. */
.grid-2 > *, .grid-3 > *, .contact-grid > *, .footer-grid > *, .hero-grid > *, .process > *,
.form-grid > * {
  min-width: 0;
}

h1, h2, h3, h4 { line-height: 1.2; margin: 0 0 16px; color: var(--navy-dark); }
h1 { font-size: clamp(2rem, 4vw, 2.8rem); font-weight: 800; letter-spacing: -0.02em; }
h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); font-weight: 800; letter-spacing: -0.01em; }
h3 { font-size: 1.2rem; font-weight: 700; }
p { margin: 0 0 16px; color: var(--muted); }
.lead { font-size: 1.15rem; color: var(--muted); }
.section { padding: 72px 0; }
@media (max-width: 600px) {
  .container { padding: 0 18px; }
  .section { padding: 44px 0; }
  .hero { padding: 40px 0 32px; }
  .page-hero { padding-top: 32px; padding-bottom: 4px; }
  .cta-band { padding: 36px 22px; border-radius: 18px; }
  .card { padding: 22px; }
  .info-card { padding: 20px; }
  .section-head { margin-bottom: 30px; }
}
.section-soft { background: var(--bg-soft); }
.section-head { max-width: 680px; margin: 0 auto 44px; text-align: center; }
.eyebrow {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent-dark);
  background: var(--accent-soft);
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 16px;
}

/* ===== Buttons ===== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 24px;
  border-radius: 10px;
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease;
}
.btn-primary { background: var(--accent); color: #fff; }
.btn-primary:hover { background: var(--accent-dark); transform: translateY(-1px); box-shadow: 0 6px 18px rgba(31,168,85,.28); }
.btn-outline { background: #fff; color: var(--navy-dark); border-color: var(--line); }
.btn-outline:hover { border-color: var(--navy-dark); transform: translateY(-1px); }
.btn-block { width: 100%; justify-content: center; }
.btn-lg { padding: 15px 28px; font-size: 1rem; }

/* ===== Header ===== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,.92);
  backdrop-filter: saturate(180%) blur(8px);
  border-bottom: 1px solid var(--line);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 14px;
  padding-bottom: 14px;
}
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.brand-name { font-weight: 800; color: var(--navy-dark); font-size: 1.02rem; line-height: 1.15; }
.brand-name small { display: block; font-weight: 500; color: var(--muted); font-size: 0.72rem; }
.nav-links { display: flex; align-items: center; gap: 28px; list-style: none; margin: 0; padding: 0; }
.nav-links a {
  text-decoration: none;
  color: var(--ink);
  font-weight: 600;
  font-size: 0.94rem;
}
.nav-links a:hover { color: var(--accent-dark); }
.nav-links a.active { color: var(--accent-dark); }
.nav-cta { display: flex; align-items: center; gap: 14px; }
.nav-apply .cta-short { display: none; }
.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--line);
  border-radius: 8px;
  width: 42px;
  height: 42px;
  align-items: center;
  justify-content: center;
  cursor: pointer;
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after {
  content: "";
  display: block;
  width: 18px;
  height: 2px;
  background: var(--navy-dark);
  position: relative;
}
.nav-toggle span::before { position: absolute; top: -6px; }
.nav-toggle span::after { position: absolute; top: 6px; }

@media (max-width: 860px) {
  .nav-links { position: fixed; inset: 64px 16px auto 16px; background: #fff; border: 1px solid var(--line); border-radius: 14px; flex-direction: column; align-items: flex-start; padding: 18px; box-shadow: var(--shadow); display: none; gap: 16px; max-height: calc(100vh - 90px); overflow-y: auto; }
  .nav-links.open { display: flex; }
  .nav-toggle { display: flex; flex: none; }
  .nav-cta .btn-outline { display: none; }
}

@media (max-width: 640px) {
  .nav { padding-top: 10px; padding-bottom: 10px; gap: 8px; flex-wrap: nowrap; }
  .brand { gap: 8px; min-width: 0; flex: 1 1 auto; overflow: hidden; }
  .brand img { width: 30px; height: 30px; flex-shrink: 0; }
  .brand-name {
    font-size: 0.8rem; line-height: 1.2;
    white-space: nowrap; overflow: hidden; text-overflow: ellipsis;
    display: block; max-width: 100%; min-width: 0; flex: 1 1 auto;
  }
  .brand-name small { display: none; }
  .nav-cta { gap: 8px; flex-shrink: 0; }
  .nav-cta .btn-primary { padding: 9px 13px; font-size: 0.8rem; white-space: nowrap; }
  .nav-toggle { width: 36px; height: 36px; flex-shrink: 0; }
  .nav-apply .cta-full { display: none; }
  .nav-apply .cta-short { display: inline; }
}

/* ===== Hero ===== */
.hero {
  padding: 64px 0 56px;
  background: linear-gradient(180deg, #f3f9f6 0%, #ffffff 100%);
  border-bottom: 1px solid var(--line);
}
.hero-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 48px; align-items: center; }
@media (max-width: 900px) { .hero-grid { grid-template-columns: 1fr; } }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 28px; }
.hero-badges { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 24px; }
.badge {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 0.8rem; font-weight: 700; color: var(--navy-dark);
  background: #fff; border: 1px solid var(--line); border-radius: 999px; padding: 6px 12px;
}
.hero-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  box-shadow: var(--shadow); padding: 28px;
}
.hero-card ul { margin: 0; padding: 0; list-style: none; }
.hero-card li { display: flex; gap: 10px; padding: 10px 0; border-bottom: 1px dashed var(--line); color: var(--ink); font-weight: 600; font-size: 0.95rem; min-width: 0; }
.hero-card li .tick { flex-shrink: 0; }
.hero-card li:last-child { border-bottom: none; }
.tick { color: var(--accent); font-weight: 900; }

/* ===== Stats ===== */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; }
@media (max-width: 720px) { .stats { grid-template-columns: repeat(2, 1fr); } }
.stat h3 { font-size: 2rem; color: var(--accent-dark); margin-bottom: 4px; }
.stat span { color: var(--muted); font-size: 0.9rem; font-weight: 600; }

/* ===== Cards / grids ===== */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
@media (max-width: 900px) { .grid-3 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .grid-3, .grid-2 { grid-template-columns: 1fr; } }

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px;
  transition: box-shadow .2s ease, transform .2s ease;
}
.card:hover { box-shadow: var(--shadow); transform: translateY(-2px); }
.card-icon {
  width: 46px; height: 46px; border-radius: 10px;
  background: var(--accent-soft); color: var(--accent-dark);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; margin-bottom: 16px;
}
.card ul { padding-left: 18px; margin: 12px 0 0; color: var(--muted); }
.card ul li { margin-bottom: 6px; }

/* ===== Process ===== */
.process { display: grid; grid-template-columns: repeat(5, 1fr); gap: 20px; counter-reset: step; }
@media (max-width: 960px) { .process { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .process { grid-template-columns: 1fr; } }
.step { position: relative; padding: 22px 18px 18px; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; }
.step-num {
  width: 32px; height: 32px; border-radius: 50%;
  background: var(--navy-dark); color: #fff; font-weight: 800; font-size: 0.9rem;
  display: flex; align-items: center; justify-content: center; margin-bottom: 14px;
}
.step h3 { font-size: 1rem; margin-bottom: 6px; }
.step p { font-size: 0.9rem; margin: 0; }

/* ===== Trust / notice ===== */
.notice {
  border: 1px solid #cfe9d8;
  background: var(--accent-soft);
  border-radius: var(--radius);
  padding: 22px 24px;
  display: flex;
  gap: 16px;
}
.notice .card-icon { background: #fff; flex-shrink: 0; }
.notice p { color: var(--navy-dark); margin: 0; min-width: 0; }

/* ===== FAQ ===== */
.faq-item { border-bottom: 1px solid var(--line); padding: 18px 0; }
.faq-item summary {
  cursor: pointer; font-weight: 700; color: var(--navy-dark);
  list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 12px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; font-size: 1.3rem; color: var(--accent-dark); }
.faq-item[open] summary::after { content: "\2212"; }
.faq-item p { margin-top: 12px; }

/* ===== CTA band ===== */
.cta-band {
  background: var(--navy-dark);
  color: #fff;
  border-radius: 24px;
  padding: 52px 40px;
  text-align: center;
}
.cta-band h2, .cta-band p { color: #fff; }
.cta-band p { color: #cfe4e0; }
.cta-band .btn-outline { background: transparent; color: #fff; border-color: rgba(255,255,255,.4); }
.cta-band .btn-outline:hover { border-color: #fff; }

/* ===== Footer ===== */
.site-footer { background: var(--navy-dark); color: #d9e6e3; padding: 56px 0 24px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; }
@media (max-width: 800px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .footer-grid { grid-template-columns: 1fr; } }
.site-footer h4 { color: #fff; font-size: 0.95rem; margin-bottom: 14px; }
.site-footer a { color: #b9cdc8; text-decoration: none; font-size: 0.92rem; }
.site-footer a:hover { color: #fff; }
.site-footer ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 10px; }
.footer-bottom {
  margin-top: 44px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.12);
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px;
  font-size: 0.82rem; color: #94aca6;
}
.foot-legal { max-width: 340px; font-size: 0.85rem; color: #9fb6b1; }

/* ===== Misc pages ===== */
.page-hero { padding-top: 48px; padding-bottom: 8px; }
.legal h2 { margin-top: 36px; }
.legal p, .legal li { color: var(--muted); }
.breadcrumb { font-size: 0.85rem; color: var(--muted); margin-bottom: 8px; }
.breadcrumb a { color: var(--muted); }

.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
@media (max-width: 640px) { .form-grid { grid-template-columns: 1fr; } }
.field { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.field label { font-weight: 700; font-size: 0.88rem; color: var(--navy-dark); }
.field input, .field select, .field textarea {
  width: 100%; max-width: 100%; min-width: 0; box-sizing: border-box;
  padding: 12px 14px; border: 1px solid var(--line); border-radius: 10px; font: inherit; color: var(--ink); background: #fff;
}
.field input:focus, .field select:focus, .field textarea:focus { outline: 2px solid var(--accent); outline-offset: 1px; }
.field-full { grid-column: 1 / -1; }
.form-note { font-size: 0.85rem; color: var(--muted); margin-top: 14px; }

.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
@media (max-width: 860px) { .contact-grid { grid-template-columns: 1fr; } }
.info-card { border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; background: #fff; margin-bottom: 18px; }
.info-card h3 { margin-bottom: 8px; }

.whatsapp-fab {
  position: fixed; right: 20px; bottom: 20px; z-index: 60;
  width: 58px; height: 58px; border-radius: 50%;
  background: var(--accent); color: #fff; display: flex; align-items: center; justify-content: center;
  box-shadow: 0 10px 24px rgba(31,168,85,.35); text-decoration: none; font-size: 1.6rem;
}
@media (max-width: 600px) {
  .whatsapp-fab { width: 46px; height: 46px; right: 14px; bottom: 14px; font-size: 1.3rem; }
}